KeyInvest, has welcomed the Government’s decision to revise its superannuation tax policy, and the move to tax only realised gains and to introduce tiered thresholds for large balances.
KeyInvest CEO, Craig Brooke says the changes reinforce the need for investors to reassess how and where they are building wealth.
“The Government’s decision to apply superannuation tax changes only to realised gains is a sensible step, and we commend them for engaging with feedback from across the country.
“Taxing unrealised gains was never going to be workable in practice or fair in principle.”
The introduction of a second threshold, targeting balances over $10 million and the indexation of both the $3 million and $10 million caps represent a more refined approach. But this doesn’t remove the need for many investors to rethink how their wealth is structured.
“Even with these improvements, the reality is that more Australians will find themselves constrained by superannuation caps as their wealth grows. This is a defining moment for high-net-worth investors, financial advisers, and family offices to look beyond super.
“Investment bonds remain one of the few truly flexible, tax-effective alternatives, particularly for those thinking about intergenerational wealth transfer or planning outside of super. They’re structured, regulated, and proven.”
Want more information?
Naturally, conditions apply. If you have any questions or need further information, the KeyInvest Investor Services team are here to help. To contact our team:
- Book an appointment with us
- Call us on 1300 658 904
- Speak with your financial adviser
- Contact Centrelink or the Department of Veterans’ Affairs
To learn more about KeyInvest Investment Bonds, visit our Life Events Bond page.
